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Contract owners and drivers:

• Are individuals
• Are holders of a Cypriot or European driver’s licence for at least two years
• Are permanent residents of Cyprus
• Are aged between 23 and 70 years old (age last birthday)
• Have not been involved in a car accident or convicted for a driving offence in the past 3 years
• Have not had an application to insure their vehicle rejected or refused or cancelled or subjected to special terms by any other insurance company
• Are not suffering or have not suffered in recent years of epilepsy or impaired sight or other physical or mental illness/disability

The motor vehicle to be insured:

• Is a saloon vehicle
• Is for private use, registered in the applicant’s name and is not duty free
• Has a value of no more than €60,000
• Is up to 20 years old
• Is up to 2200cc
• Is a right-hand drive, hard top and has not been subjected to any modifications
• Is not currently insured with Pancyprian Insurance
• Is registered in Cyprus
• Is used anywhere in Cyprus where the government of the Republic of Cyprus exercises effective control and in the countries that have endorsed the Unified Agreement